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What is Chapter 128 Debt Consolidation

Posted by Nathan DeLadurantey | Jun 09, 2023

Chapter 128 debt consolidation is a debt management program in Wisconsin that allows individuals to consolidate their unsecured debts into one monthly payment. The program is designed to help individuals get out of debt and improve their credit scores.

To qualify for Chapter 128 debt consolidation, you must meet the following criteria:

  • You must be a resident of Wisconsin.
  • You must have a regular income.
  • You must have unsecured debt that you cannot afford to repay on your own.

Once you have qualified for Chapter 128 debt consolidation, you will work with a  lawyer to create a debt repayment plan. The plan will include a monthly payment based on the law and amount of debt you owe.

If you successfully complete Chapter 128 debt consolidation, you will have a fresh start financially. If you are struggling with debt, Chapter 128 debt consolidation may be a good option for you. It is a safe and effective way to get out of debt.

Here are some of the benefits of Chapter 128 debt consolidation:

  • You can consolidate all of your unsecured debts into one monthly payment.
  • You can negotiate with your creditors to lower your interest rates and fees.
  • You can get a fresh start financially.
  • You can improve your credit scores.
  • You can save money on interest payments.

If you are interested in Chapter 128 debt consolidation, you should contact an attorney in Wisconsin. They can help you determine if Chapter 128 is the right option for you and can help you create a debt repayment plan.

Attorney Nathan DeLadurantey offers free consultations to explain your legal rights in Wisconsin. Free consultations can be scheduled online. 

About the Author

Nathan DeLadurantey

Nathan DeLadurantey ATTORNEY [email protected] Nathan is a skilled consumer lawyer who handles cases and trials all over Wisconsin. Phone consultations are always free and welcomed. Nathan has helped clients receive large jury verdicts and settlements stemming from consumer law violations, and is ready and able to assist.


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