Contact Us for a Free Consultation 414.377.0515

How to Deal with a Debt Collector in Wisconsin

Dealing with a debt collector can be stressful, but there are a few steps you can take to handle the situation. We have listed some of those ideas below. You can always schedule a free consultation with Attorney Nate DeLadurantey and he would be happy to answer your questions! Meanwhile, here are a few ideas:

  1. Verify the debt: The first step is to confirm that the debt is legitimate. You have the right to ask the debt collector for proof of the debt, such as a statement or invoice.

  2. Know your rights: Debt collectors are required to follow specific rules under the Fair Debt Collection Practices Act (FDCPA). Familiarize yourself with your rights and the protections offered by the FDCPA.

  3. Communicate in writing: If you decide to communicate with the debt collector, it is wise do it in writing. This creates a record of your communication and helps you avoid any misunderstandings.

  4. Negotiate a settlement: If you're unable to pay the full amount owed, try to negotiate a settlement with the debt collector. You may be able to work out a payment plan or offer a lump sum settlement.

  5. Seek professional help: If you're struggling with debt, consider seeking help from a credit counseling service or a bankruptcy attorney. They can provide you with guidance and help you understand your options.

Remember, it's important to stay calm and be assertive when dealing with a debt collector. Don't be afraid to ask questions or assert your rights.

. Some people feel like talking to a lawyer is intimidating - or that they'll get stuck with a large bill. As you can see from the reviews of other people that received a free consultation (or were a client), Attorney DeLadurantey is always welcome to provide free consultations and is easy to talk with. Pick up the phone and make sure your rights are being protected. We provide representation in cases in Wisconsin, including Racine, Kenosha, Green Bay, Appleton, the Fox Valley, Milwaukee, West Allis, Waukesha, Walworth County, Dane County, Madison, La Crosse, Eau Claire, Superior, Ashland, and anywhere in-between. 


The DeLadurantey Law Office, LLC is committed to answering your questions about Vehicle Repo's, Credit Report/Identity Theft, Auto Fraud, and Debt Collection Abuse law issues in Wisconsin.

We offer free consultation and look forward to discussing your case. Contact us today to schedule an appointment.

DeLadurantey Law Office, LLC
Mon: 08:00am - 05:00pm
Tue: 08:00am - 05:00pm
Wed: 08:00am - 05:00pm
Thu: 08:00am - 05:00pm
Fri: 08:00am - 05:00pm