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Chapter 128 to Stop Wage Garnishments

Filing for Chapter 128 debt consolidation in Wisconsin is a tool to stop wage garnishment. Here's how it typically works:

When you file a Chapter 128 petition, an court ordered "stay" is put in place. This stay is a legal order that halts most collection activities, including wage garnishment, by creditors. This means that once the Chapter 128 case is filed and the order is signed, creditors are generally prohibited from continuing or initiating wage garnishment.

While the automatic stay is one of the best ways to stop a garnishment, the goal of Chapter 128 is to create a repayment plan to address and consolidate debts. If the court approves your proposed plan, you will be required to make monthly payments according to the plan's terms. These payments will go towards repaying your debts, including those subject to wage garnishment.

It's essential to consult with a qualified attorney who specializes in Chapter 128 or debt-related matters for accurate and personalized advice. They can help you understand how a Chapter 128 filing may specifically apply to your situation and provide guidance on dealing with wage garnishment in Wisconsin.

Our initial consultations are always free. During the free initial consultation we'll walk you through how a Chapter 128 works. Most cases only require a small deposit to get the Chapter 128 filed! We offer free online scheduling for appointments. 

We provide representation in Chapter 128 filings in Wisconsin, including Racine, Kenosha, Green Bay, Appleton, the Fox Valley, Milwaukee, West Allis, Waukesha, Walworth County, Dane County, Madison, La Crosse, Eau Claire, Superior, Ashland, and anywhere in-between. 


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