When purchasing a used vehicle from a dealership in Wisconsin, it's essential to be aware of your rights as a consumer. Understanding the specific laws governing used car sales can help you make informed decisions and protect yourself from potential scams.
Key Consumer Protections
- Wisconsin Lemon Law: While primarily associated with new vehicles, there are sometimes different laws that apply to used cars, especially if they are certified pre-owned or have a warranty.
- Truth in Lending Act (TILA): This federal law requires lenders to disclose all costs associated with a loan, including interest rates, fees, and finance charges.
- Wisconsin Consumer Act: This state law provides broad protection for consumers, including those purchasing used vehicles. It prohibits deceptive advertising, false claims, and other unfair sales tactics.
What to Look Out For
- Odometer Fraud: Ensure the odometer reading is accurate. Wisconsin law requires dealerships to disclose the vehicle's odometer reading and any discrepancies.
- Vehicle History Reports: Request a vehicle history report to check for accidents, thefts, or other issues.
- Hidden Fees: Be wary of hidden fees or charges that may not be disclosed upfront.
- Warranty Coverage: Understand the terms of any warranty offered by the dealership.
- Mechanical Issues: Thoroughly inspect the vehicle or have it inspected by a trusted mechanic.
Tips for Protecting Yourself
- Do Your Research: Research the specific vehicle model and its history.
- Test Drive: Take the vehicle for a test drive to assess its performance and handling.
- Negotiate the Price: Don't be afraid to negotiate the price and fees.
- Read the Contract Carefully: Before signing any contract, review it thoroughly and ask questions about any unclear terms.
- Consider a Vehicle History Report: A vehicle history report can provide valuable information about the vehicle's past.
- Seek Legal Advice: If you encounter any issues or believe your rights have been violated, consult with an attorney.
By being informed and taking the necessary precautions, you can make a confident and informed decision when purchasing a used vehicle in Wisconsin.
Attorney Nathan DeLadurantey offers free consultations to explain your legal rights in Wisconsin. Free consultations can be scheduled online.
