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How Repo Agents Find Cars in Wisconsin: A Behind-the-Scenes Look

Posted by Nathan DeLadurantey | Oct 21, 2024

Repossessing a vehicle is a serious matter for both the lender and the borrower. In Wisconsin, repo agents are tasked with recovering vehicles that have been defaulted on. But how do they do it? Let's take a closer look at the methods repo agents use to find cars in the state.

1. Vehicle Information:

  • Registration Information: Repo agents have access to databases that contain information about vehicle registrations. This includes the owner's name, address, and the vehicle's make, model, and year.
  • Lien Information: Lenders provide repo agents with information about the lien on the vehicle. This includes the loan amount, the due date, and any default notices that have been sent.

2. Surveillance and Stakeouts:

  • Observing Parking Patterns: Repo agents may observe a debtor's residence or workplace to identify their parking habits. This information can help them determine the best time to attempt a repossession.
  • Vehicle Tracking: In some cases, repo agents may use GPS or license plate tracking to monitor a vehicle's location. This can be especially helpful if the debtor is frequently moving the vehicle.

3. Public Records:

  • Property Records: By checking property records, repo agents can determine if the debtor owns a home or rents an apartment. This information can help them narrow down their search.
  • Social Media: Repo agents may also use social media to gather information about the debtor's whereabouts. This can include posts about vacations, new jobs, or changes in address.

It's important to note that repossession can be a stressful and emotional experience for both the lender and the borrower. By understanding the methods repo agents use to find cars in Wisconsin, borrowers can take steps to avoid default and the potential consequences of repossession.

Attorney Nathan DeLadurantey offers free consultations to explain your legal rights in Wisconsin. Free consultations can be scheduled online. 

About the Author

Nathan DeLadurantey

Nathan DeLadurantey ATTORNEY [email protected] Nathan is a skilled consumer lawyer who handles cases and trials all over Wisconsin. Phone consultations are always free and welcomed. Nathan has helped clients receive large jury verdicts and settlements stemming from consumer law violations, and is ready and able to assist.

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The DeLadurantey Law Office, LLC is committed to answering your questions about Vehicle Repo's, Credit Report/Identity Theft, Auto Fraud, and Debt Collection Abuse law issues in Wisconsin.

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