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Can I Go to Jail for Hiding My Vehicle from a Repo Man? Exploring the Legal Consequences

Posted by Nathan DeLadurantey | Aug 07, 2023

Facing financial difficulties and falling behind on loan payments can be a stressful experience. If you're struggling to keep up with your vehicle loan, you might be concerned about the possibility of repossession. While it's natural to want to protect your assets, intentionally hiding your vehicle from a repo man can lead to legal consequences. In this blog post, we'll delve into the legal aspects of hiding your vehicle from a repo man and discuss the potential outcomes of such actions.

Understanding Vehicle Repossession

Vehicle repossession occurs when a lender takes back a vehicle because the borrower has defaulted on their loan payments. When a vehicle is repossessed, the lender typically sells it to recoup the outstanding debt. Repossession laws vary from state to state, so it's essential to familiarize yourself with your local laws and regulations, specifically the laws here in Wisconsin. 

Hiding Your Vehicle: Legal Implications

Hiding your vehicle from a repo man may seem like a tempting solution to avoid repossession, but it's important to understand the potential legal consequences of such actions. While laws can vary, here are some general points to consider:

When you signed a loan agreement to finance your vehicle, you entered into a legally binding contract with the lender. Hiding the vehicle can be seen as a temporary solution, but eventually they will find the vehicle. 

Lenders may choose to sue you for damages if you hide your vehicle, claiming that your actions resulted in financial losses for them. This may result in court assessment of statutory attorney's fees and costs. 

Vehicle repossession can already have a negative impact on your credit score, and attempting to hide the vehicle may further worsen your credit situation.

Lenders have the right to take legal action to recover their collateral (the vehicle). They may seek a court order to locate and repossess the vehicle, and you could be responsible for the costs associated with this legal process.


While the idea of hiding your vehicle from a repo man might seem like a temporary solution to a challenging financial situation, it's crucial to recognize the potential legal consequences that can arise. It's generally advisable to communicate with your lender if you're facing difficulties making your loan payments. Many lenders are willing to work out alternative arrangements to help you avoid repossession.

If you're concerned about your financial situation and the potential for vehicle repossession, it's a good idea to seek legal advice from an attorney who specializes in consumer law. They can provide guidance tailored to your specific circumstances and help you make informed decisions to navigate through these challenges while staying within the bounds of the law. Remember, transparency and communication are often the key to finding viable solutions to financial difficulties.

Attorney Nathan DeLadurantey offers free consultations to explain your legal rights in Wisconsin. Free consultations can be scheduled online. 

About the Author

Nathan DeLadurantey

Nathan DeLadurantey ATTORNEY [email protected] Nathan is a skilled consumer lawyer who handles cases and trials all over Wisconsin. Phone consultations are always free and welcomed. Nathan has helped clients receive large jury verdicts and settlements stemming from consumer law violations, and is ready and able to assist.


The DeLadurantey Law Office, LLC is committed to answering your questions about Vehicle Repo's, Credit Report/Identity Theft, Auto Fraud, and Debt Collection Abuse law issues in Wisconsin.

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