Sure, here is a blog post about breach of peace repossession in Wisconsin and consumer laws:
Breach of Peace Repossession in Wisconsin: Understanding Your Rights
Repossession can be a stressful experience, but it's important to know your rights as a consumer. In Wisconsin, repossession companies must follow specific laws to avoid a "breach of peace." This means they cannot use force, threats, or intimidation to take your property.
What is a Breach of Peace Repossession?
A breach of peace repossession occurs when a repossession company violates Wisconsin law during the repossession process. This can include:
- Using physical force or threats against the borrower or others
- Forcibly entering a locked property without permission
- Removing property from a secured or locked location, like a closed garage or locked storage facility
- Repossessing collateral over the consumer's protest
What Are My Rights as a Consumer?
If you believe a repossession company has breached the peace, you have several options:
- Contact an attorney: An attorney can advise you of your legal rights and help you take action against the repossession company.
- Sue the repossession company: You may be able to sue the repossession company for damages, including the value of your property and any emotional distress you suffered.
How Can I Avoid a Breach of Peace Repossession?
The best way to avoid a breach of peace repossession is to stay current on your payments. If you are having trouble making your payments, contact your lender as soon as possible to discuss your options. You may be able to work out a payment plan or other arrangement to avoid repossession altogether.
Attorney Nathan DeLadurantey offers free consultations to explain your legal rights in Wisconsin. Free consultations can be scheduled online.
