Oshkosh Consumer Protection Lawyer — Repossessions, Debt Collection & Auto Fraud

If you live in Oshkosh or Winnebago County and your car was wrongfully repossessed, a debt collector is harassing you, a dealer sold you a defective vehicle, or your credit report contains errors you can't resolve, Wisconsin law gives you the right to fight back — and in most cases, the company that wronged you pays your attorney's fees. Attorney Nathan DeLadurantey represents consumers throughout a Lake Winnebago community in east-central Wisconsin, providing aggressive representation at no out-of-pocket cost in the majority of cases.

Our office is located in Waukesha and we handle cases across all of Wisconsin, including Oshkosh, Neenah, Menasha, Fond du Lac, Appleton, and every community in Winnebago County. Consultations are free and same-day appointments are often available. Call 414.377.0515 or schedule online.

How We Help Oshkosh Consumers

Wisconsin consumer protection law provides strong remedies for residents of Oshkosh and Winnebago County who have been wronged by lenders, debt collectors, or auto dealers. Attorney DeLadurantey handles the following types of cases for Oshkosh-area clients:

• Illegal Vehicle Repossessions: Under the Wisconsin Consumer Act (Wis. Stat. chs. 421–427), lenders and repossession companies must follow strict rules. If your car was repossessed without proper notice, if the repo agent breached the peace or trespassed, or if the lender failed to honor your right to cure, you may be entitled to the return of your vehicle and significant money damages. In one landmark case, Attorney DeLadurantey secured a verdict of over $300,000 for a single client whose vehicle was illegally repossessed.
• Debt Collection Harassment (FDCPA): The Fair Debt Collection Practices Act prohibits debt collectors from calling before 8 a.m. or after 9 p.m., using abusive language, threatening lawsuits they don't intend to file, or contacting you after you've requested they stop. Violations entitle you to up to $1,000 in statutory damages plus actual damages and attorney's fees.
• Credit Report Errors (FCRA): The Fair Credit Reporting Act requires credit bureaus and furnishers to investigate and correct inaccurate information. If Equifax, TransUnion, or Experian has failed to fix an error after you've disputed it, or if a creditor is reporting false information, you may have a federal claim.
• Auto Fraud & Lemon Law: Wisconsin's lemon law and consumer fraud statutes protect Oshkosh car buyers from dealers who misrepresent vehicle condition, fail to disclose prior damage or accidents, or sell defective vehicles that can't be adequately repaired.
• Robocalls & Spam Texts (TCPA): If you've been receiving unwanted robocalls or automated texts from a debt collector or telemarketer, the Telephone Consumer Protection Act entitles you to $500–$1,500 per illegal contact.

Fee-Shifting: You Pay Nothing Out of Pocket

One of the most important features of Wisconsin and federal consumer protection law is fee-shifting. Under the WCA, FDCPA, FCRA, and TCPA, when you win your case the other side is required to pay your attorney's fees and costs. This means that Oshkosh consumers can access experienced legal representation with no retainer and no upfront payment. We only get paid if you do.

Filing a Case in Winnebago County

Cases for Oshkosh-area clients are typically filed in the Winnebago County Circuit Court or in federal court (Eastern or Western District of Wisconsin, depending on where you live). Attorney DeLadurantey is admitted to practice in all Wisconsin state courts and both federal districts, and has extensive experience litigating consumer protection cases in Winnebago County and across the state.

Free Consultation for Oshkosh Residents

If you are a Oshkosh or Winnebago County resident dealing with an illegal repossession, debt collector harassment, credit report errors, auto fraud, or unwanted robocalls, contact DeLadurantey Law Office for a free consultation. There is no obligation and no cost to speak with us. Call 414.377.0515 or use our online scheduling tool to book a same-day or next-day appointment.